Buying a home isn’t just about finding a property—it’s about having a sound decision-making process
Lohas London is on the buyer’s side, we provide expert London property buying advisory services for overseas buyers, investors and high-net-worth families — from understanding the market and assessing properties to negotiating, managing the legal process and overseeing completion. We’re with you every step of the way.
10+
Years of Experience in the London Property Market
120+
Number of Properties Managed
Limited availability
Clients served each year
220+
Properties handled
OUR APPROACH
Why Do You Need a Property Buying Adviser?
Buying a home in London has never been as simple as “finding a property you like”. What really matters is whether it’s worth buying, whether the price is right, whether there are any issues with the title, whether it will be easy to resell, whether you can rent it out if you don’t live there, how much renovation will cost, and whether it will still be a good asset ten years from now.
Estate agents in the UK mainly represent sellers. We’re on the buyer’s side!
Lohas London Lohas London provides a comprehensive, buyer-focused property advisory service. We support clients throughout the entire buying process, from purchase strategy, property search and assessment to negotiation, and coordination with solicitors, surveyors, mortgage advisers and other parties involved in the transaction.
We do more than just find properties for you. Instead, we help you decide
“Which one is worth buying?”
WHY LOHAS LONDON
Why choose us?
On the buyer’s side
A buyer’s perspective
We don’t represent sellers, to avoid conflicts of interest
In-depth Market Experience
Over 10 years’ hands-on experience in the London property market
In-depth knowledge of local property prices and rental and sales markets
We work with a limited number of clients
We work with a limited number of clients each year
Make sure every transaction has sufficient funds available
Expert support every step of the way
From strategy planning to after-sales management
A dedicated advisor to guide you throughout the process
THE ADVISORY JOURNEY
Our services — a complete, end-to-end advisory process
From clarifying your reasons for buying to managing lettings and your property after completion, we provide expert support at every stage to help you make more confident and efficient decisions about buying property in London.
- 01
Strategy & Area Planning
購屋策略與區域規劃
釐清目的、預算、產權形式與長期持有策略
- 02
Sourcing & Shortlisting
物件搜尋與初步篩選
全網搜尋並比對價格，提前剔除風險物件
- 03
Viewing & Assessment
看房與物件評估
現場、遠端或線上看房，交叉比對仲介資訊
- 04
Strategy & Negotiation
出價策略與談判
制定出價策略，代表買方議價，驗房後可重新議價
- 05
Transaction Management
交易流程管理
協調律師、驗房師與貸款顧問，掌控交屋時程
- 06
Site Assessment
工程團隊現場初步評估
預估修繕範圍與預算（完整買方顧問客戶享一次）
- 07
Investment Analysis
投資型物業分析
租金收益、現金流、增值潛力與出場策略
- 08
Ownership Coordination
持有架構協調
個人、SPV 公司、家族投資公司（FIC）與專業人士協調
我們不提供受監管的法律、稅務、融資或財務諮詢服務，最終安排須由合資格專業人士正式確認。
0 1
Strategy & Area Planning
Buying Strategy and Area Planning
- Requirements & Financial Planning: Clarify the purpose of the purchase (own use or investment), assess your budget, and determine whether to buy with cash or take out a mortgage
- Tenure review: Analyse the differences, advantages and disadvantages of freehold, shared freehold and leasehold properties
- Lifestyle and operational needs: Consider daily commuting, school catchment areas and future rental prospects
- Long-Term Asset Strategy: Plan a long-term ownership structure and develop future resale and exit strategies
- Value-add and ownership strategy: Assess renovation and capital growth potential, and provide initial guidance on personal or company ownership
- We don’t start by opening Rightmove or Zoopla and browsing properties at random. What matters is helping you get clear on your direction first: which properties are worth buying, and which to rule out straight away
02
Sourcing & Shortlisting
Property search and initial screening
- Market Research and Resale Property Search: Search the market extensively and shortlist suitable resale properties
- Initial Tenure Review: Conduct an initial analysis and assessment of freehold and leasehold ownership structures
- Location and space efficiency: Compare local areas and prices, and analyse floor plans and how efficiently the space is used
- Asset value and liquidity: Assess marketability, rental potential and resale potential
- Background Research and Viewing Coordination: Carry out initial research into the property’s history, contact estate agents on the buyer’s behalf and coordinate viewings
- Screen Out Risky Properties: Rule out unsuitable or higher-risk properties early and save valuable time
- Our goal isn’t to “show clients the most properties”; it’s to use our professional judgement to help them “avoid viewing the wrong ones”
03
Viewing & Assessment
Viewings & Property Assessment
- Flexible Viewings: In-person accompanied viewings, remote viewings or online viewings
- Neighbourhood and amenities: Assess the local area, transport links and day-to-day amenities in person
- Layout and building condition: Review the property’s layout and use of space, and conduct an initial assessment of its condition
- Future Potential & Resale: Assess renovation value-add potential, rental suitability and resale prospects
- Cross-checking Agent Information: Cross-check and verify property details and descriptions provided by estate agents
- Formal legal, structural, tax and mortgage advice must be provided by appropriately qualified and chartered professionals.
04
Strategy & Negotiation
Offer Strategy & Negotiation
- Market Pricing & Offer Analysis: Estimate market value and develop a precise bidding strategy
- Buyer positioning and agent negotiations: Build a strong buyer position and represent you in negotiations with estate agents
- Negotiation & Renegotiation: Develop a counter-offer strategy and renegotiate after the survey to address any issues identified
- Negotiating leverage and seller motivation: Assess your negotiating position and take an in-depth look at the seller’s motivation for selling
- Some of our fees are also linked to the results we achieve through negotiation. In other words, the more we save you, the clearer and more significant the value we create.
05
Transaction Management
Transaction management
- Coordination with specialist teams:
- Agents and legal professionals: Coordinate with estate agents, solicitors representing both parties and surveyors
- Finance and Tax: Coordinate with mortgage advisers, accountants and tax advisers
- Property and Building Works: Coordinate with property management companies, landlords and renovation contractors
- Progress tracking at key stages:
- Title and legal due diligence: Track local authority searches, solicitor enquiries, title issues, lease terms and service charges
- Property & Structural Reports: Track buildings insurance, the property information pack, survey reports and potential repair issues
- Managing the Completion Timeline: Keep track of mortgage release conditions, exchange of contracts and final completion
06
Site Assessment
Initial on-site assessment by our engineering team
- Clients who subscribe to the Full Buyer Advisory Service receive one complimentary initial on-site assessment from our partner construction team
- Key assessment areas:
- Scope of Works & Feasibility: Identify the main works required and assess their initial feasibility.
- Estimated Budget & Priorities: Provide a rough renovation budget estimate and help prioritise the work.
- Risks and further checks: Highlight potential issues that may need clarification or further investigation.
- Quotation Advice: Assess whether the property is worth obtaining a formal works quotation for
- Properties especially suited to the following needs:
- Older or leasehold property
- Needs refurbishment or reconfiguration
- Get the property ready to let or create a value-add investment property
- This service is limited to an initial on-site construction assessment. It is not a formal building survey, structural engineer’s report, planning advice or fixed-price works quote. Detailed works quotes, specialist technical reports and full project management are available at an additional cost.
07
Investment Analysis
Investment Property Analysis
- Yield and cash flow assessment: Calculate gross rental yield, net rental yield and overall cash flow
- Rental Strategy Feasibility: Assess long-term rental viability, short-term lets/holiday letting potential and room-by-room rental options
- Asset Value and Growth Strategy: Analyse freehold land value, renovation potential for older properties and overall asset growth strategies
- Market Liquidity & Capital Growth: Assess future resale liquidity and long-term capital appreciation potential
- Exit & Property Management: Develop an exit strategy and property management plan
- We don’t just ask, “How much rent can this property earn?” We also ask, “Will it still be a quality asset ten years from now?”
08
Ownership coordination
Ownership structure coordination
- Common ownership structures:
- Individual Ownership: The property is purchased and registered directly in an individual’s name.
- Held in a Special Purpose Vehicle (SPV Limited Company): commonly used for buy-to-let or property investment
- Family Investment Company (FIC): Suitable for more complex family asset structures, intergenerational wealth transfer or long-term financial planning
- Coordination and communication across specialist teams:
- Help clients clarify their needs and coordinate closely with accountants, tax advisers, solicitors and mortgage advisers
- Important Notice: We do not provide regulated legal, tax, mortgage or financial advice. The final ownership structure, tax arrangements and financing plan must be formally confirmed by the relevant qualified professionals.
Every property decision is considered from the perspectives of the market, operators, developers, buyers and landlords.
Our professional background
OUR EXPERTISE
10+ years
Experience in the London property market
120+
Number of Properties Managed
220+
Berkeley Group
Experience with new-build property completions
Berkeley Group
UK FTSE 100
Developer Experience
ARLA
Propertymark Member
Oxford Saïd Business School
real estate investment programme
We uphold the highest professional standards in the UK property industry, providing comprehensive client money protection and access to impartial third-party redress.
Professional Qualifications
Professional Certificates
Propertymark Accreditation
Professionally accredited by Propertymark in the UK and subject to rigorous regulation, ensuring our service meets the highest industry standards.
Client Money Protection
Join the Client Money Protection (CMP) scheme. Every payment is protected by a dedicated client money trust account, helping keep your funds secure.
Property Redress Scheme
Join the Property Redress Scheme (PRS) and benefit from free, impartial third-party mediation and arbitration authorised by the UK government, for greater peace of mind.
Invited to share insights on London property and overseas investment
Media Coverage & Features
AS FEATURED IN
Print / Online Media Coverage
Economic Daily News
UK Property Investment Boom Among International Students: Senior London Property Consultant Shares Key Insights at Seminar
Economic Daily News
Shifting Trends in UK Study Plans: Academic Asia Joins UK Property Experts to Explore Long-Term Family Planning
Commercial Times
From School Choices to Lifestyle Planning: Taiwanese Families Redefine the Value of Studying in the UK
Commercial Times
Changing trends in UK study planning: Taiwanese families focus on long-term planning
PTS News
Taiwanese entrepreneurial spirit shines overseas: London start-up founded by a Taiwanese student
PTS News
Taiwanese businesses in the UK: the challenges of integrating into British society
Business Weekly Alive
From study-abroad planning to your family’s future plans!
The Storm Media
From supporting young people overseas to caring for children in Taiwan, Ya-Chiao Tu takes her commitment to charity work across the sea
Radio / Podcast
Good News Radio
Small Capital, Big Startup Show
Start a business with little capital
Ines Tu, Live Well in London | Property Investment & Overseas Buyer Specialist
Online show / YouTube
Study Bar
From primary school teacher in Penghu to UK property consultant: a life-changing journey across seven continents | KCL King’s College London Travel Mum
Entrepreneur Talks
From Primary School English Teacher to London Property Entrepreneur: How Ya-Chiao Ines Built Resilience Amid the Unknown
Finance Business Hall of Fame
From Taiwan to the UK: Building a Mum’s Side-Hustle Business Plan feat.Inés
Finance Business Hall of Fame
From family holidays to running a UK B&B — the property investment journey of travel blogger and mum Ines feat. Ines
Client Testimonials
Testimony
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Our Fees
We’re best suited to clients who are ready to make a serious home purchase, can communicate their needs clearly, value long-term asset quality, and want an advisor who truly represents the buyer’s interests. Here’s how our services and fees are structured:
FEES & SERVICE TIERS
single service
One-Off Service
1:1 Consultation
One-to-one property advisory
£250 / 60 minutes
Ideal for clients who are not yet ready to formally engage us and want help with purchase planning, choosing an area, understanding the difference between freehold and leasehold, getting an independent property professional’s opinion, clarifying their investment direction, or seeking professional advice on a property they have found themselves or reviewing their existing portfolio.
Negotiation Only
Negotiation-Only Service
From £1,500
Ideal for clients who have found a property themselves and only need us to assess a fair price, develop an offer strategy and negotiate on the buyer’s behalf. The service ends when the seller accepts the offer and does not include management of the subsequent transaction process. You can discuss upgrading to our full buyer advisory service for an additional fee.
Property Review
Single-property assessment
£250 / 60 minutes
Ideal for clients who have found a property they are interested in. Services may include assessing whether the asking price is reasonable, reviewing the floor plan, location and transport links, resale and rental potential, an initial review of freehold and leasehold status, evaluating service charges, and helping prepare an offer.
Full Buyer Advisory Service
Fees are calculated using the highest of three options: three stage payments or the final advisory fee. You don’t need to pay the full fee upfront. Each stage covers clearly defined professional work, and fees paid for stages one and two are deducted from the final total advisory fee.
FULL BUYER ADVISORY
Owner-occupier buyer advisory
Residential Buyer Advisory
Stage 1
Initial Retainer
Initial Consultation Fee
£2,500
Services include:
- Strategy & Analysis: Purchase strategy and area analysis
- Property search: Targeted property search and shortlisting of quality properties
- Viewings & Assessment: Coordinate viewings and conduct an initial property condition assessment
- Negotiation & Strategy: Develop a bidding strategy and negotiate the initial price
- Payment is due upon signing the formal engagement. Fees are non-refundable once the service has commenced.
Stage Two
Transaction Management Fee
Transaction Management Fee
£2,000
Services include:
- Strategy & Analysis: Property purchase strategy and area assessment
- Property Search & Screening: Find properties and shortlist the best options
- Viewings & Assessment: Coordinate viewing appointments and provide an initial assessment of the property
- Offer & Negotiation: Develop a bidding strategy and negotiate the initial price
- Payment is due upon signing the formal engagement. Fees are non-refundable once the service has commenced.
Final Stage
Exchange
Final Advisory Fee Payment
- £6,000
- 1.2% of the Purchase Price
- 30% of Negotiated Savings
The highest of the three applies as the final total advisory fee
Fees paid for Stage 1 and Stage 2 will be credited towards this amount
Investment Buyer’s Agent
Investment Buyer Advisory
Stage 1
Initial Retainer
Initial Consultation Fee
£3,000
Investment purchases typically involve more in-depth analysis of rental income, assets, company structures, financing and exit strategies. They include the same services as a residential purchase, plus investment analysis.
- Fees are non-refundable once service has commenced
Stage Two
Transaction Management Fee
Transaction Management Fee
£2,500
Payable once the seller has accepted the offer and both parties have formally instructed and signed up with their solicitors. The scope is the same as for owner-occupiers.
- Fees are non-refundable once the service has commenced.
Stage 3
Exchange
Final Advisory Fee Payment
- £8,000
- 1.2% of the Purchase Price
- 30% of Negotiated Savings
The highest of the three applies as the final total advisory fee
Fees paid for Stage 1 and Stage 2 will be credited towards this amount
Complex Transactions
Mortgages, buy-to-let mortgages, purchases through an SPV, family investment companies/family investment structures (FICs), bridging finance, complex source-of-funds checks, overseas company structures, multiple shareholders/beneficial owners, and special lender requirements typically call for more complex transaction management. A higher minimum professional advisory fee may therefore apply; the fee will be confirmed before we accept your instruction.
Complex Acquisition
Complex Owner-Occupier Purchase
From £7,500
Complex Investment Purchase
From £10,000
Frequently asked questions
FAQs
How are negotiated savings calculated?
To avoid disputes, we don’t use the original asking price listed on property platforms such as Rightmove as the basis for our calculations.
“Negotiated Saving” is defined as the difference between the latest asking price or written counter-offer documented by the seller before the advisor begins substantive negotiations, and the final Agreed Purchase Price.
Example calculation:
Seller’s latest written counteroffer: £800,000
Final Agreed Purchase Price: £750,000
Negotiated Saving: £50,000
Negotiation Performance Fee: £50,000 × 30% = £15,000
Why Do We Use a Three-Stage Payment Structure?
Full Buyer Advisory is about more than just “finding a property”: much of the most complex and critical work in a transaction happens after an offer has been accepted.
Services by stage:
Stage 1: Search & Acquisition
Stage 2: Transaction Management
Stage 3: Successful Acquisition / Exchange
Transparent and Reassuring: This fee structure is more transparent for both buyers and sellers, making the value of our services at every stage clear.
What if you don’t end up buying a property?
Stage fees are non-refundable: Stage 1 and Stage 2 cover professional services that have commenced. Once a stage has started, its fee is non-refundable.
Replacement Search Credit: If a transaction is reasonably terminated due to significant objective issues uncovered during legal due diligence or a survey (such as a major title defect, serious legal issue, significant structural defect or inability to obtain a mortgage), we may, at our discretion, offer a replacement search credit (for example, waiving or partially offsetting the new Stage 1 fee for the next property search).
A separate Stage 2 fee applies to each new transaction: If another property reaches the “Offer Accepted + Solicitor Instructed” stage, a new Stage 2 transaction management fee will apply, as this is a completely separate transaction.
Additional professional service hours and property viewings
Work outside the agreed scope: additional consultations, market research, document analysis, strategy meetings or cross-project coordination are charged at £250 per hour. All additional fees will be confirmed with you before work begins.
Additional viewings: Full Buyer Advisory is not an Unlimited Viewing Service. The agreed viewing scope will be clearly set out in the Engagement Agreement. Fees for additional viewings beyond this scope start at £250. The exact fee will be confirmed in advance based on the time required, location, travel and number of viewings on the same day.
GET STARTED
Thinking of buying a property in London?
If you’re unsure which area is right for you, whether to choose freehold or leasehold, whether to buy for your own use or as an investment, or you’ve found a property but aren’t sure it’s worth buying, start with a one-to-one buyer strategy consultation.
£250 / 60-minute one-to-one buyer strategy consultation
Once formally engaged, you can access the full buyer advisory service under the applicable package. We guide you from “thinking about buying a home” to securing a high-quality asset—that’s what we do.
2. Purchase Goals and Funds
- Main purpose of this purchase (own use / investment / children’s future studies abroad / retirement planning, etc.)
- Estimated total budget (approx. in pounds)
- Cash purchase or mortgage required
- Which country are your home-buying funds currently held in?
- Main source of funds (savings / property sale / investments, etc.)
- Who will own the property (individual / couple / company)
- Do you already have a UK bank account?
Before booking
Here’s what we’d like to know first
Once we receive your details, we’ll carry out an initial assessment and arrange a one-to-one online consultation to make the discussion more productive. The information below gives you an idea of what we’ll cover. This isn’t a form you need to fill in now; after you book, we’ll send you a separate, complete form.
1. Background Information
- Current country of residence
- Family members (spouse/partner / children’s ages)
- Your current job or industry
- Your current status/visa (British citizen/indefinite leave to remain/work visa/Taiwanese passport, etc.)
3. Property Preferences
- Preference for a new-build or resale property
- Preference for a flat or a house
- Are you willing to renovate a property?
- Future plans (owner-occupier / long-term rental / Airbnb, or keeping your options open)
- Are there any specific areas of London you’d like to learn more about or focus on?
- What matters most to you (capital preservation / rental yield / transport / schools / local amenities / safety, etc.)
- Have you owned property overseas before?
- What would you most like to resolve through this conversation?
4. Experience and expectations
Thank you for contacting us.We’ll get back to you as soon as possible.
We got it.
FOUNDER Founder
With over a decade of hands-on experience in London’s residential property market, Ines has worked for UK FTSE 100 developer Berkeley Group Plc and continues to study property investment at Oxford Saïd Business School. Combining practical experience with academic insight, she provides every client with objective, pragmatic advice and a long-term perspective.
Inés Ya-Chiao Tu 涂雅喬
